As the Group’s flagship public entity, BCA provides the most transparent view of the family's business health. Net Profit : BCA and its subsidiaries recorded a net profit of Rp54.8 trillion ($3.5B+) in 2024, a 12.7% year-on-year (YoY) increase. Loan Growth : Total loans reached Rp922 trillion by December 2024, up 13.8% YoY. Asset Quality : The Loan at Risk (LAR) ratio improved significantly to in 2024 from 6.9% in 2023. 2025 Outlook
To view the full, detailed financial disclosures for the Djarum Group’s public arms, you can access their official investor relations portals: BCA Annual Reports Telecommunications Sarana Menara Nusantara (TOWR) Reports E-commerce/Retail Blibli (Global Digital Niaga) Investor Relations Supra Boga Lestari (Ranch Market) Reports PT Bursa Efek Indonesia Recent Strategic Moves Diversification djarum group annual report full
The most recent tell a new story: the fight for legitimacy. As global ESG (Environmental, Social, Governance) investing rises, owning a tobacco giant is a liability. The report attempts a delicate dance: As the Group’s flagship public entity, BCA provides
State-owned enterprises require CSR reports, but private giants like Djarum publish "Program Kemitraan & Bina Lingkungan." While not a full P&L, these PDFs disclose provincial donations and operational scale, often estimating revenue bands of $5B+. Asset Quality : The Loan at Risk (LAR)
Recent moves show the group pivoting toward healthcare and modern tech.
The core of the group's performance can be tracked through its major business pillars:
As the Group’s flagship public entity, BCA provides the most transparent view of the family's business health. Net Profit : BCA and its subsidiaries recorded a net profit of Rp54.8 trillion ($3.5B+) in 2024, a 12.7% year-on-year (YoY) increase. Loan Growth : Total loans reached Rp922 trillion by December 2024, up 13.8% YoY. Asset Quality : The Loan at Risk (LAR) ratio improved significantly to in 2024 from 6.9% in 2023. 2025 Outlook
To view the full, detailed financial disclosures for the Djarum Group’s public arms, you can access their official investor relations portals: BCA Annual Reports Telecommunications Sarana Menara Nusantara (TOWR) Reports E-commerce/Retail Blibli (Global Digital Niaga) Investor Relations Supra Boga Lestari (Ranch Market) Reports PT Bursa Efek Indonesia Recent Strategic Moves Diversification
The most recent tell a new story: the fight for legitimacy. As global ESG (Environmental, Social, Governance) investing rises, owning a tobacco giant is a liability. The report attempts a delicate dance:
State-owned enterprises require CSR reports, but private giants like Djarum publish "Program Kemitraan & Bina Lingkungan." While not a full P&L, these PDFs disclose provincial donations and operational scale, often estimating revenue bands of $5B+.
Recent moves show the group pivoting toward healthcare and modern tech.
The core of the group's performance can be tracked through its major business pillars:
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