Credit and debit cards (Visa, Mastercard, American Express).
At its core, payment settings are the configuration controls within a platform (like Shopify, Stripe, PayPal, or a custom-built dashboard) that dictate how money moves. These settings determine which payment methods are accepted, how taxes are calculated, when payouts occur, and how customer data is protected. 2. Essential Components of a Robust Setup payment-settings
This connects your store to a processor. You’ll need to input API keys or secret tokens here to "handshake" between your site and the bank. Credit and debit cards (Visa, Mastercard, American Express)
This section tracks the active ways customers can pay and how those methods are handled by your system: Lightspeed Restaurant (K-Series) Active Gateways This section tracks the active ways customers can
// routes/paymentSettings.js router.get('/', async (req, res) => const userId = req.user.id; const methods = await db.query( 'SELECT * FROM payment_methods WHERE user_id = $1', [userId] ); const prefs = await db.query( 'SELECT * FROM payment_settings WHERE user_id = $1', [userId] ); const defaultMethod = methods.rows.find(m => m.is_default); res.json( null, paymentMethods: methods.rows, emailReceipts: prefs.rows[0]?.email_receipts ?? true, smsNotifications: prefs.rows[0]?.sms_notifications ?? false, ); );